Out-the-Door Calculator
One number leaves the dealership with you. Add it up first.
The advertised price is an ingredient. The out-the-door total — price, fees and tax together — is what you actually pay, and it is the number to negotiate. Enter your quote and see it itemised.
- Your numbers, not ours
- Every line itemised
- No monthly-payment box, on purpose
The quote in front of you
Both rules genuinely vary by state — check your state’s own published rule rather than trusting a default. Nothing here is prefilled, because a printed fee or rate goes stale and this site does not reprint them.
Before you buy
Check any VIN — free, instant, no sign-up
Decode the year, model, trim, plant and engine, then check NMVTIS for title brands and NHTSA for open recalls. The repair does not show on the paint. It shows in the record.
Negotiate one number
Every line on the quote can move, and moving them one at a time is how a good price becomes a bad deal. Ask for the out-the-door figure in writing and negotiate that.
Know which lines bend
The vehicle price and dealer add-ons are negotiable. Government fees are pass-throughs. The documentation fee sits in between — capped in some states, pure margin in others — and the guides below cover which is which.
Payments hide prices
A monthly payment can be moved without moving the price at all — stretch the term and the monthly falls while the total rises. That is why this page will not compute one.


