Buying Guides

Ford Escape Years to Avoid — and the Years to Buy Instead

Ford Escape Years to Avoid — and the Years to Buy Instead — illustration

The short version

  • The Escape model years that draw more owner complaints than the years either side of them are 2020, 2005 and 2017. 2020 is the sharpest: 1,796 complaints against a median of 471.5 for its neighbours, or 3.81 times as many.
  • The quietest years relative to their neighbours are 2007, 2012 and 2019. 2007 drew 393 complaints where the surrounding years median 1,714.5.
  • Across every year on record the component owners cite most often is the engine — 7,364 citations of 27,098 in the top eight categories.
  • Ford Escape model years from 2000 to 2025 carry 222 recall campaigns between them. A recall is repaired free of charge by any franchised dealer regardless of who owns the car, so a year with a long recall list is not automatically a year to avoid — it is a year to check has had the work done.
  • Complaint totals climb with exposure, not just with faults: a 2000 car has had over two decades in which an owner might file and a 2025 car has had months. That is why every figure here is set against the years either side of it rather than against the model as a whole.

Search for the Ford Escape years to avoid and you will find a dozen lists, most of them agreeing with each other and almost none of them showing their working. This one shows its working, because the working is the only part that is worth anything: every figure below comes from the two federal databases that record what actually went wrong with these cars — owner complaints filed with the National Highway Traffic Safety Administration, and recall campaigns filed by the manufacturer with the same agency.

There are 26 Ford Escape model years on record, 2000 through 2025, carrying 28,975 owner complaints and 222 recall campaigns between them. That is enough data to say something specific. It is also enough data to say something misleading, which is what happens when a list ranks model years by raw complaint count.

Here is the trap from the other end. The 2025 Escape has 25 complaints on record, and it has been on sale for months rather than years. Whatever that number turns out to mean, it is not yet comparable with a figure gathered over a decade of driving. Complaints accumulate. Any ranking that sets the newest years against the oldest ones without correcting for that is measuring age.

What survives the correction is narrower and more useful: eight Escape model years drew materially more complaints than the years immediately around them, which had nearly the same time on the road. Those are the years worth being careful about, and the sections below name them, say what owners were reporting, and quote the recall campaigns that ran alongside.

If you already have a specific car in mind rather than a model year, the fastest thing you can do is run its plate or VIN before you drive anywhere. Our guide to checking a used car’s history walks the free federal checks in order.

How these years were ranked

Two federal datasets sit behind this page. Recall campaigns are filed by the manufacturer when a defect is judged to present an unreasonable risk to safety; they are investigated, they are public, and the repair is free. Owner complaints are the opposite kind of record — unverified, self-selected, filed by whoever was annoyed enough to fill in the form. Neither is a reliability score. Together they are still far better evidence than an opinion piece.

The problem with complaint counts is exposure. Every year a car stays on the road is another year in which something can fail and an owner can file. Older model years therefore carry higher totals almost by construction, and a list that sorts by that total will hand you the oldest cars in the range and call them the worst.

The correction used here is to compare each model year against its own neighbours instead of against the whole range. For every Escape year, the two years before it and the two years after it form a comparison group that has been on the road for approximately as long. If a year draws substantially more complaints than that group, exposure cannot explain the gap, and something about that year probably can.

The threshold. A year is flagged as standing out when its complaint count is at least 1.6 times the median of the four years around it, and flagged as quiet when it falls to 0.7 times that median or below. Both cut-offs are stated here rather than hidden so you can disagree with them: the year-by-year table further down prints every raw figure and every ratio, so you can apply your own.

Crash-test ratings are handled separately and not blended into anything. NHTSA’s rating programme changed substantially for the 2011 model year, so a five-star car from before that date and a five-star car from after it did not pass the same test. 15 Escape model years carry an overall star rating, and they are reported as their own section rather than folded into a ranking.

The Ford Escape years that stand out from their neighbours

Eight model years clear the threshold. They are listed worst first, by how far each one sits above the years around it rather than by how many complaints it has in absolute terms — which is why the order may not match the raw counts.

2020 Ford Escape

Owners filed 1,796 complaints against the 2020 Escape. The four model years around it median 471.5, which puts this year at 3.81 times its neighbourhood. Those neighbouring cars have been on the road within a year or two of as long, so the gap is not explained by age.

What owners were reporting, by the categories NHTSA files them under: structure (710), uncategorised (367) and powertrain (264). 34 distinct component categories appear in the year’s filings in total.

Those filings include 21 reports involving a crash, 5 involving a fire and 32 recorded injuries. These fields are owner-reported and unverified, and a complaint marked as involving a crash is not a finding that the vehicle caused one.

The 2020 also carries 24 recall campaigns, concentrated on electrical system (four) and powertrain (three).

Missing or loose bolts on the start stop accumulator endcap could result in a transmission fluid leak and may progress to a loss of transmission function. A transmission fluid leak in the presence of an ignition source may increase the risk of fire.

— NHTSA campaign 20V550000, power train

Every one of those campaigns is repaired free of charge, on any age of vehicle, by any franchised dealer. Whether the work was actually done on the specific car you are looking at is a different question, and one you can answer in about two minutes — see how to check a car for open recalls.

2005 Ford Escape

Owners filed 1,584 complaints against the 2005 Escape. The four model years around it median 548.5, which puts this year at 2.89 times its neighbourhood. Those neighbouring cars have been on the road within a year or two of as long, so the gap is not explained by age.

What owners were reporting, by the categories NHTSA files them under: suspension (489), structure (459) and electrical system (169). 31 distinct component categories appear in the year’s filings in total.

Those filings include 44 reports involving a crash, 20 involving a fire, 29 recorded injuries and 2 recorded deaths. These fields are owner-reported and unverified, and a complaint marked as involving a crash is not a finding that the vehicle caused one.

The 2005 also carries five recall campaigns, concentrated on powertrain (one) and hybrid propulsion system (one).

If the shift lever disengages from the transmission, a driver may be unable to shift gear positions and the indicated shift position may not represent the gear position the vehicle is in. Should a disengagement occur while the vehicle is being driven, when the driver goes to stop and park the vehicle, the gear…

— NHTSA campaign 15V606000, power train

Every one of those campaigns is repaired free of charge, on any age of vehicle, by any franchised dealer. Whether the work was actually done on the specific car you are looking at is a different question, and one you can answer in about two minutes — see how to check a car for open recalls.

2017 Ford Escape

Owners filed 2,658 complaints against the 2017 Escape. The four model years around it median 1,072, which puts this year at 2.48 times its neighbourhood. Those neighbouring cars have been on the road within a year or two of as long, so the gap is not explained by age.

What owners were reporting, by the categories NHTSA files them under: engine (1,552), engine and engine cooling (505) and powertrain (389). 36 distinct component categories appear in the year’s filings in total.

Those filings include 39 reports involving a crash, 15 involving a fire and 56 recorded injuries. These fields are owner-reported and unverified, and a complaint marked as involving a crash is not a finding that the vehicle caused one.

The 2017 also carries four recall campaigns, concentrated on visibility (two) and powertrain (one).

An electrical short circuit can increase the risk of a fire.

— NHTSA campaign 26V011000, equipment

Every one of those campaigns is repaired free of charge, on any age of vehicle, by any franchised dealer. Whether the work was actually done on the specific car you are looking at is a different question, and one you can answer in about two minutes — see how to check a car for open recalls.

2013 Ford Escape

Owners filed 2,748 complaints against the 2013 Escape. The four model years around it median 1,207, which puts this year at 2.28 times its neighbourhood. Those neighbouring cars have been on the road within a year or two of as long, so the gap is not explained by age.

What owners were reporting, by the categories NHTSA files them under: engine (1,267), powertrain (401) and electrical system (340). 34 distinct component categories appear in the year’s filings in total.

Those filings include 50 reports involving a crash, 89 involving a fire and 55 recorded injuries. These fields are owner-reported and unverified, and a complaint marked as involving a crash is not a finding that the vehicle caused one.

The 2013 also carries 18 recall campaigns, concentrated on latches/locks/linkages (three) and powertrain (two). One of them carries NHTSA’s “park it” warning, the agency’s most serious classification, which asks owners to stop driving the vehicle until it is repaired.

If flammable engine fluids come in contact with the vehicle’s hot exhaust system, a vehicle fire could occur.

— NHTSA campaign 12V551000, engine and engine cooling

Every one of those campaigns is repaired free of charge, on any age of vehicle, by any franchised dealer. Whether the work was actually done on the specific car you are looking at is a different question, and one you can answer in about two minutes — see how to check a car for open recalls.

2002 Ford Escape

Owners filed 1,070 complaints against the 2002 Escape. The four model years around it median 548.5, which puts this year at 1.95 times its neighbourhood. Those neighbouring cars have been on the road within a year or two of as long, so the gap is not explained by age.

What owners were reporting, by the categories NHTSA files them under: engine and engine cooling (296), service brakes (200) and hydraulic (152). 33 distinct component categories appear in the year’s filings in total.

Those filings include 68 reports involving a crash, 108 involving a fire, 45 recorded injuries and 2 recorded deaths. These fields are owner-reported and unverified, and a complaint marked as involving a crash is not a finding that the vehicle caused one.

The 2002 also carries ten recall campaigns, concentrated on service brakes, hydraulic (three) and powertrain (two).

Corrosion can develop in the electrical connector leading to melting, smoke or a fire.

— NHTSA campaign 12V005000, service brakes, hydraulic

Every one of those campaigns is repaired free of charge, on any age of vehicle, by any franchised dealer. Whether the work was actually done on the specific car you are looking at is a different question, and one you can answer in about two minutes — see how to check a car for open recalls.

2014 Ford Escape

Owners filed 2,075 complaints against the 2014 Escape. The four model years around it median 1,072, which puts this year at 1.94 times its neighbourhood. Those neighbouring cars have been on the road within a year or two of as long, so the gap is not explained by age.

What owners were reporting, by the categories NHTSA files them under: engine (719), powertrain (480) and uncategorised (271). 31 distinct component categories appear in the year’s filings in total.

Those filings include 47 reports involving a crash, 103 involving a fire, 41 recorded injuries and 4 recorded deaths. These fields are owner-reported and unverified, and a complaint marked as involving a crash is not a finding that the vehicle caused one.

The 2014 also carries 16 recall campaigns, concentrated on powertrain (two) and latches/locks/linkages (two).

If the cylinder head cracks and leaks oil, the oil may contact a hot engine or exhaust component, increasing the risk of a fire.

— NHTSA campaign 17V209000, engine and engine cooling

Every one of those campaigns is repaired free of charge, on any age of vehicle, by any franchised dealer. Whether the work was actually done on the specific car you are looking at is a different question, and one you can answer in about two minutes — see how to check a car for open recalls.

Two further years clear the threshold by a smaller margin: 2008 (1.88×) and 2001 (1.72×). They appear with their full figures in the year-by-year table.

The years that came in quietest

The same comparison run the other way. These are the Escape years whose owners filed fewer complaints than the owners of the years around them, ordered by the size of the gap. A quiet year is a weaker signal than a loud one — silence has more possible causes than noise, including simply fewer cars sold — but the pattern is worth having.

2007 Ford Escape

The 2007 Escape drew 393 complaints against a neighbourhood median of 1,714.5 — 0.23 times, which is to say meaningfully fewer than the years either side of it despite having had the same time to accumulate them.

What owners were reporting, by the categories NHTSA files them under: service brakes (103), powertrain (59) and engine (54). 31 distinct component categories appear in the year’s filings in total.

Those filings include 16 reports involving a crash, 3 involving a fire, 9 recorded injuries and 2 recorded deaths. These fields are owner-reported and unverified, and a complaint marked as involving a crash is not a finding that the vehicle caused one.

The 2007 also carries four recall campaigns, concentrated on powertrain (one) and hybrid propulsion system (one).

If the shift lever disengages from the transmission, a driver may be unable to shift gear positions and the indicated shift position may not represent the gear position the vehicle is in. Should a disengagement occur while the vehicle is being driven, when the driver goes to stop and park the vehicle, the gear…

— NHTSA campaign 15V606000, power train

Every one of those campaigns is repaired free of charge, on any age of vehicle, by any franchised dealer. Whether the work was actually done on the specific car you are looking at is a different question, and one you can answer in about two minutes — see how to check a car for open recalls.

2012 Ford Escape

The 2012 Escape drew 613 complaints against a neighbourhood median of 2,101 — 0.29 times, which is to say meaningfully fewer than the years either side of it despite having had the same time to accumulate them.

What owners were reporting, by the categories NHTSA files them under: steering (139), fuel/propulsion system (139) and engine (74). 28 distinct component categories appear in the year’s filings in total.

Those filings include 40 reports involving a crash, 3 involving a fire and 28 recorded injuries. These fields are owner-reported and unverified, and a complaint marked as involving a crash is not a finding that the vehicle caused one.

The 2012 also carries two recall campaigns, concentrated on petrol fuel system (one) and suspension (one).

A fuel leak in the presence of an ignition source increases the risk of a fire.

— NHTSA campaign 16V777000, fuel system, gasoline

Every one of those campaigns is repaired free of charge, on any age of vehicle, by any franchised dealer. Whether the work was actually done on the specific car you are looking at is a different question, and one you can answer in about two minutes — see how to check a car for open recalls.

2019 Ford Escape

The 2019 Escape drew 572 complaints against a neighbourhood median of 1,781 — 0.32 times, which is to say meaningfully fewer than the years either side of it despite having had the same time to accumulate them.

What owners were reporting, by the categories NHTSA files them under: engine (300), powertrain (121) and engine and engine cooling (90). 28 distinct component categories appear in the year’s filings in total.

Those filings include 24 reports involving a crash, 3 involving a fire and 28 recorded injuries. These fields are owner-reported and unverified, and a complaint marked as involving a crash is not a finding that the vehicle caused one.

The 2019 also carries three recall campaigns, concentrated on tires (one) and powertrain (one).

An electrical short circuit can increase the risk of a fire.

— NHTSA campaign 26V011000, equipment

Every one of those campaigns is repaired free of charge, on any age of vehicle, by any franchised dealer. Whether the work was actually done on the specific car you are looking at is a different question, and one you can answer in about two minutes — see how to check a car for open recalls.

2015 Ford Escape

The 2015 Escape drew 1,061 complaints against a neighbourhood median of 2,366.5 — 0.45 times, which is to say meaningfully fewer than the years either side of it despite having had the same time to accumulate them.

What owners were reporting, by the categories NHTSA files them under: powertrain (284), engine (237) and uncategorised (136). 30 distinct component categories appear in the year’s filings in total.

Those filings include 29 reports involving a crash, 19 involving a fire and 32 recorded injuries. These fields are owner-reported and unverified, and a complaint marked as involving a crash is not a finding that the vehicle caused one.

The 2015 also carries nine recall campaigns, concentrated on latches/locks/linkages (two) and electrical system (two).

An electrical short circuit can increase the risk of a fire.

— NHTSA campaign 26V011000, equipment

Every one of those campaigns is repaired free of charge, on any age of vehicle, by any franchised dealer. Whether the work was actually done on the specific car you are looking at is a different question, and one you can answer in about two minutes — see how to check a car for open recalls.

Separately, and on a different axis entirely: the highest overall NHTSA crash-test rating in the range goes to the 2017 Escape at five stars, made up of five for frontal impact, five for side impact and four for rollover resistance. Star ratings measure how the car protects occupants in a controlled crash. They say nothing about whether it will need a gearbox.

What actually goes wrong on a Ford Escape

Set the years aside for a moment. Pooling every complaint across every Escape model year on record and sorting by the component category NHTSA files it under gives you the model’s actual failure profile — the things that recur regardless of which year you buy.

The engine leads with 7,364 citations of the 27,098 in the top eight categories, followed by the powertrain at 4,773 and the steering at 3,872. Read the leader carefully before you read anything into it: some categories are broad enough to collect unrelated faults, and a large count can mean one common failure or twenty uncommon ones.

NHTSA owner complaints by Ford Escape model yearBar chart of NHTSA owner complaint counts for every Ford Escape model year from 2000 to 2025, totalling 28975 complaints. 8 years are highlighted as drawing more complaints than the years either side of them.200052001102720021070200359820044992005158420067202007393200824162009184520102127201113532012613201327482014207520151061201610832017265820181766201957220201796202135820223712023127202485202525
Owner complaints filed with NHTSA against each Ford Escape model year. Read the shape, not the peak — older years have had longer to accumulate filings, so the years worth noticing are the ones that break the trend set by their neighbours rather than the ones that are simply tallest. Source: NHTSA complaints database, retrieved 2026-08-21.
Complaint citations by component category, Ford Escape, 2000–2025
Component categoryCitations
Engine7,364
Powertrain4,773
Steering3,872
Electrical system2,778
Vehicle speed control2,204
Engine and engine cooling2,110
Structure2,060
Uncategorised1,937

A complaint is one owner’s account, filed voluntarily, with nobody checking it. That makes the list above a map of what annoyed people enough to write it down rather than a failure-rate table. It is still the closest thing to a public failure record that exists for this car, and it is free.

Every Ford Escape model year on record

The whole dataset, so you can check any claim above against it or draw a different line than we did. “Neighbour median” is the median complaint count of the two years before and the two years after. “Ratio” is the year’s own count divided by that median: above one means more complaints than its neighbours, below one means fewer.

Ford Escape by model year: owner complaints, recall campaigns and crash-test rating
YearComplaintsNeighbour medianRatioFlagRecallsCrash-involvedFire-involvedNCAP overall
20005Not judged1
20011,0275981.72×Stands out157760
20021,070548.51.95×Stands out1068108
20035981,048.50.57×Quiet94429
20044998950.56×Quiet82914
20051,584548.52.89×Stands out54420
20067201,041.50.69×Quiet52310
20073931,714.50.23×Quiet4163
20082,4161,282.51.88×Stands out5727
20091,8451,7401.06×3405
20102,1271,5991.33×5323
20111,3531,9860.68×Quiet3417three
20126132,1010.29×Quiet2403three
20132,7481,2072.28×Stands out185089four
20142,0751,0721.94×Stands out1647103four
20151,0612,366.50.45×Quiet92919four
20161,0831,920.50.56×Quiet43510four
20172,6581,0722.48×Stands out43915five
20181,7661,439.51.23×4255five
20195721,7810.32×Quiet3243five
20201,796471.53.81×Stands out24215five
2021358471.50.76×21109five
2022371242.51.53×21116five
2023127221.50.57×Quiet1343five
2024851270.67×Quiet105five
202525Not judged1five

Blank cells mean the agency holds no figure, not a figure of zero. “Not judged” marks the years at each end of the range, which have neighbouring years on one side only: their complaint counts are real, but there is no full comparison group to set them against, and the newest year on the list has been collecting filings for months rather than years. Crash-test ratings in particular are patchy: NHTSA does not test every trim of every year, and the programme was made significantly harder for the 2011 model year, so ratings either side of that line are not comparable.

Recalls: the column that scares people for the wrong reason

A long recall list looks like bad news and is often the opposite. A recall means a defect was identified, reported to the regulator and is being fixed at the manufacturer’s expense, on every affected car, forever. The failure mode you should worry about is the defect that never became a campaign.

The Ford Escape range carries 222 campaigns across 26 model years, with the 2020 carrying the most at 24. By component, they cluster on electrical system (29), powertrain (28), petrol fuel system (22) and equipment (20).

Severity flags in this range. One campaign carries NHTSA’s “park it” warning — stop driving the vehicle until the repair is done. If the Escape you are considering falls in an affected year, check the VIN before you drive it home rather than after.

The number that matters is not how many campaigns a model year has. It is how many are still open on the specific vehicle in front of you — a figure that depends entirely on whether previous owners took it in. NHTSA’s own lookup answers that from the VIN, free, and our walkthrough of checking a car for open recalls covers what to do when it comes back with something outstanding.

What this data cannot tell you

Worth being blunt about, because the pages competing with this one are not. Three things the figures above genuinely do not establish.

They are not failure rates. NHTSA publishes complaint counts, not the number of vehicles sold. Without a denominator, a year with more Escapes on the road will tend to collect more complaints than a year with fewer, independent of quality. The neighbour comparison reduces this — adjacent years usually sold in similar numbers — but it does not eliminate it.

They are not verified. Anyone can file a complaint and nobody checks it. A model year that attracts press coverage attracts complaints, some of which would never have been filed otherwise. Recalls do not have this problem; complaints do.

They are not about the car you are buying. This is the big one. A well-maintained example of a bad year will outlast a neglected example of a good one, and it is not close. Service history, previous owners, accident record and whether outstanding recalls were done are all properties of the individual vehicle, and all of them outweigh the model year on the windscreen.

How to use the page, then. Treat a flagged year as a reason to ask sharper questions — to look specifically for the components listed above in the service records, and to mention them to whoever does your pre-purchase inspection. Treat a quiet year as one fewer thing to worry about, not as a guarantee.

Checking the Escape in front of you

Everything above is about a model year. Buying is about one car. The gap between those two is where the money is lost, and closing it takes about ten minutes of desk work before you spend an afternoon driving to see something.

A used Ford Escape being looked over before purchase
The record narrows the search to a year. This part is still done with your own eyes.
  1. Run the VIN for open recalls. Free, direct from NHTSA, instant. If the year you are looking at appears in the recall section above, this is not optional.
  2. Check the title status. A salvage or rebuilt brand changes what the car is worth and what it costs to insure. Our guide to what a salvage title means explains why the brand is a financial verdict rather than a mechanical one.
  3. Check the mileage against the record. A VIN holds no mileage, but the reported readings attached to it across titles and inspections will show a rollback as an inconsistency — see mileage check by VIN.
  4. Ask for the service record against the component list. If the Escape you are looking at is a flagged year, the components named above are the ones to look for in the invoices.

A commercial vehicle history report by VIN pulls the title, odometer and reported-damage records into one document, which is the part the free federal tools do not do for you. What it cannot do is tell you whether this particular Escape was serviced — that still comes from the invoices and the inspection.

Comparing against something else in the same class? We have run the same analysis on the Honda CR-V and the Subaru Forester.

Ford Escape years: frequently asked questions

What year Ford Escape should I avoid?

On this data, 2020, 2005 and 2017. Each drew at least 1.6 times the owner complaints of the model years immediately before and after it, which have been exposed to the road for nearly as long. The 2020 is the clearest case at 1,796 complaints against a neighbourhood median of 471.5. None of this makes a specific car a bad buy — it makes it a car worth inspecting harder.

What is the most reliable Ford Escape year?

Relative to the years around it, 2007 — 393 complaints against a neighbourhood median of 1,714.5. Two cautions. Federal complaint data is not a reliability score, and a quiet year can be quiet because fewer were sold rather than because fewer went wrong. Use it to narrow a shortlist, not to skip an inspection.

How many recalls does the Ford Escape have?

222 campaigns across 26 model years, 2000 to 2025. That figure is close to meaningless on its own, because a campaign covers whichever cars the defect affected and says nothing about your car. The number that matters is how many are still unrepaired on the specific VIN, which NHTSA will tell you free in under two minutes.

What are the most common Ford Escape problems?

By the categories NHTSA files complaints under, the engine leads across the whole range with 7,364 citations, then the powertrain at 4,773 and the steering at 3,872. These are broad categories rather than specific faults — one category can hold a single recurring failure or a dozen unrelated ones — so treat them as where to look, not as what is wrong.

Does a recall mean I should avoid that Escape year?

No, and the instinct usually runs backwards. A recall is a defect that was found, reported and is repaired free of charge for the life of the vehicle by any franchised dealer, regardless of how many owners it has had. The years worth worrying about are the ones with complaints and no campaign behind them, because there is nothing standing behind the repair bill.

Is a high-complaint Escape year actually unreliable?

Not necessarily. Complaint counts have no denominator — NHTSA publishes how many people filed, not how many cars were sold — and nobody verifies a filing. That is exactly why every year on this page is measured against the years either side of it rather than against the range, since adjacent model years usually sold in similar numbers and have had similar time on the road.

Which Ford Escape has the best crash-test rating?

The 2017 carries the highest NHTSA overall rating in the range at five stars. Compare star ratings within an era rather than across one: the programme was made significantly more demanding for the 2011 model year, so a rating from before that date and one from after it were not earned against the same test.

Where does this data come from?

Two public federal databases, pulled directly rather than through an intermediary: NHTSA’s owner complaint database and its recall campaign database, plus its New Car Assessment Program crash-test ratings where a Escape of that year was tested. Every figure on this page is reproducible — the sources are linked at the foot of the page, and the year-by-year table prints the raw counts rather than a score derived from them.

Sources and further reading

Recall, complaint and safety-rating figures on this page were retrieved from the federal databases above on August 19, 2026. Federal data changes — re-check any VIN before you rely on it.

Baron Auto Editorial Team We research used cars against federal data — NHTSA recall campaigns, owner complaints and EPA fuel-economy records — and publish what we find. We do not sell cars, loans, or insurance, and no manufacturer or dealer pays for coverage here.

Last updated August 21, 2026. Found something out of date or wrong? Tell us and we will correct it.