Nissan Extended Warranty: What Security+Plus Covers, Plan by Plan

Nissan’s extended warranty is called Security+Plus. It is a vehicle service contract you buy on top of the factory warranty, and the brochures describing it are published by Nissan Extended Services North America. The factory warranty comes with every new Nissan at no extra charge and is written by Nissan North America. Security+Plus is a separate purchase with its own contract, and every brochure says in capitals that it is not a contract and that the actual contract’s terms control. This page draws on seven Nissan documents: the 2026 and 2025 warranty booklets, the 2026 EV warranty booklet and four Security+Plus brochures dated 2024, together with Nissan’s warranty web page. All were read on 11 September 2026 and re-checked on 30 September 2026, when all seven were byte-identical to what we had transcribed. It also draws on the CFPB complaint file of Nissan’s lender.

Gold, Silver and Powertrain Preferred, component by component

The Security+Plus brochure describes three levels, and unlike most brands it counts the components each one covers, system by system.

• Gold Preferred, 2,320+ components. Exclusionary coverage: everything is covered except normal maintenance and a few components listed on the contract.
• Silver Preferred, 1,640+ components. All Powertrain Preferred components plus another 690+ listed audio, video and navigation, suspension, steering, air conditioning, electrical and brake parts.
• Powertrain Preferred, 950+ components. Listed engine, transmission, drive axle, hybrid and EV, and some suspension, steering, electrical, fuel, brake and air conditioning parts.

The table shows where the levels really differ. Powertrain Preferred is close to Gold on the engine, transmission and drive axle, but covers only 23 electrical components against Gold’s 300, and none at all in body and interior, driver assistance or infotainment. Silver closes most of the electrical gap, with 244, but covers barely a third of Gold’s body and interior list. Summing each column gives 2,323 for Gold, 1,646 for Silver and 953 for Powertrain, consistent with the brochure’s “2,320+”, “1,640+” and “950+”. The brochure says Silver and Powertrain cover the listed parts after the vehicle’s warranty expires.

Nissan’s component coverage guide says 98% of Security+Plus customers choose Gold Preferred. That is Nissan’s own figure, and it prints no basis for it.

Gold’s exclusions, as the brochure prints them, “include but are not limited to paint and body, interior trim, head lamp and tail lamp assemblies, and vehicle maintenance.” The contract has the full list.

Term, deductible, benefits and price

Security+Plus runs up to 8 years or 120,000 miles. The brochure’s term chart is labelled from 36 to 96 months and from 36,000 to 120,000 miles, but its axis labels aren’t a promise that every combination is sold for every car. Deductibles are $0 or $100.

The printed benefits:

• Rental car: $42 a day for up to 5 days, $210 per breakdown.
• Trip interruption: up to $500 per claim after a breakdown 100 miles or more from home. The EV brochure and the warranty booklet say “more than 100 miles”; the other brochures say “100 miles or more”.
• Towing and roadside assistance: $100 per claim each.

In California, roadside benefits including trip interruption and towing aren’t available on all contracts sold from 23 April 2024.

Repairs are done at any authorized Nissan dealership nationwide. The dealer is paid directly, and you pay only the deductible. Replacement parts are new or remanufactured Genuine Nissan or Nissan-approved parts and may differ from the original. The contract is transferable if you sell before coverage expires, and a nominal transfer fee may apply. The brochure also advertises a 0% payment plan with no credit check, without printing its terms.

No Security+Plus document we read prints a price or cancellation terms. Nissan’s warranty page says only that the cost “can vary depending on the vehicle and coverage level”. The component guide says one repair bill after the factory warranty expires can easily exceed the cost of a plan, but prints no plan cost to compare it with. Why there is no sticker price and where the markup comes from explain how the number is set. Nissan’s warranty page says Security+Plus can be bought after you buy the car, but with time and mileage restrictions it doesn’t spell out.

Who owes the repair? The brochures are published by Nissan Extended Services North America, and the Certified Pre-Owned brochure says the plan is backed by Nissan. In Florida, Missouri, North Dakota and Oregon, it says, Security+Plus is backed by Nissan Extended Services North America, Inc. Check the obligor line on your contract; our guide to who actually owes you the repair explains why it matters.

Nissan’s repair estimates, and what they are

The brochure prints “Average Repair Estimates”, footnoted as based on a 2020 Altima 2.5L. They are Nissan’s own figures, not plan prices:

• Engine: $9,730
• Transmission: $4,164
• Rack and pinion: $1,808
• Timing chain: $1,380
• Air conditioning: $938
• Alternator: $659
• Control arm: $528
• Starter: $509
• Fuel pump: $494
• Brake caliper: $446
• Power window motor: $261

The EV brochure prints its own set for a 2024 LEAF SL, from $5,707 for a traction motor and $4,738 for a power delivery module to $433 for a control arm. The brochure also quotes an average vehicle age of 12.5 years, from S&P Global Mobility in May 2023, and says Nissan has offered the plans for over 30 years. All of these are the seller’s figures. A repair estimate tells you what a plan might save, not what it costs, and without a price the comparison can’t be completed. For independent repair costs, see our guides to transmission repair cost and alternator replacement cost.

Security+Plus for a LEAF or ARIYA: the battery isn’t in it

Nissan sells separate EV plans, described in the Security+Plus EV brochure. They also run up to 8 years or 120,000 miles, with the same $42 a day for 5 days of rental, $500 of trip interruption and $100 roadside. The brochure’s key exclusion is short: “Any and all High Voltage Electric Battery cells / modules and sensors are excluded from coverage.”

So on an electric Nissan the most expensive component isn’t covered by the extended plan at all. It is covered only by the factory warranty in the 2026 EV warranty booklet: 96 months or 100,000 miles against defects, and the same term for capacity loss. The capacity warranty pays if the gauge falls below ten segments on an ARIYA, or 70% on a LEAF. The booklet says a repair restores at least that level, not necessarily a like-new battery, and that gradual capacity loss isn’t covered beyond those terms. It also lists nine battery exclusions, including storing the car above 120°F for over 24 hours, leaving the battery at or near zero charge for over 14 days, and using incompatible chargers.

New EV plans start at the car’s original in-service date with 0 miles on the odometer, and must be bought within the 3-year, 36,000-mile factory basic warranty. (The brochure prints it as “36,0000”, a typo for 36,000.) Pre-owned EV plans can be bought any time and start on the purchase date and odometer reading. Nissan EVs have no spare tire, so a flat means a tow; the EV plans include flatbed towing to your home for charging, a charging facility or a certified EV dealer, with the destination at Security+Plus’s discretion. Nissan says it has over 900 EV-certified dealers.

Certified Pre-Owned: the limited warranty and the Wrap

A Nissan Certified Pre-Owned car comes with a CPO Limited Warranty of 7 years or 100,000 miles covering 630+ components, with a $100 deductible. The CPO Wrap brochure offers to upgrade it to Gold-level coverage of 2,320+ components, for 7 years or 100,000 miles, 7 years and unlimited miles, or 8 years or 120,000 miles.

The Wrap’s clock is the part to understand. CPO Wrap coverage begins on the manufacturer’s original warranty start date, with mileage beginning at zero, regardless of the car’s age or mileage when you buy it. A four-year-old CPO Rogue on a 7-year Wrap has about three years left, not seven. The Certified Select line, for older cars, works the other way: its 6-month, 6,000-mile limited warranty and its Wrap of 12, 24 or 36 months (12,000, 24,000 or 36,000 miles) start on the date and mileage at purchase.

Where the Wrap adds coverage is set out by system. The CPO Limited Warranty covers engine, transmission, drive axle and some hybrid parts, and none of the brakes, electrical, fuel, steering, suspension, air conditioning, body and interior, driver assistance or infotainment. The Wrap adds all of those: 300 electrical components, 291 body and interior, 131 air conditioning and heater, 123 suspension, 111 brake, 101 steering, 86 fuel system, 72 infotainment and 50 driver assistance components. The high-voltage battery is excluded, and CPO Wrap towing and roadside benefits aren’t available if a California dealer sold it. The EV brochure says a CPO Wrap can be added within 90 days, adds 1,800+ components and eliminates the $100 deductible.

What a new Nissan already carries: the 2026 booklet

Nissan’s 2026 warranty booklet, printed April 2026, prints eleven coverage terms. We compared all eleven with the 2025 booklet and none changed.

Nissan’s powertrain warranty includes a heading you might not expect there: the restraint system, meaning the air bags and related electronic controls. Chevrolet, by comparison, gives its restraint system a separate 6-year, 72,000-mile term. On a Nissan, air bags are covered for 60 months or 60,000 miles, beyond the basic warranty.

After basic coverage ends at 36 months or 36,000 miles, the powertrain continues to 60 months or 60,000 miles, whichever comes first. The end points are 24 months and 24,000 miles apart; that subtraction is ours, and it isn’t what every car gets. A Nissan that reaches 36,000 miles early keeps the extra miles, which may take longer than 24 months to drive, and one that reaches 36 months on low mileage keeps the extra months and may add more than 24,000 miles in them.

One change between the booklets affects where the California emission warranties apply. The 2025 booklet named 17 states; the 2026 booklet names 7: California, Massachusetts, New York, Oregon, Pennsylvania, Vermont and Washington. The 10 dropped are Colorado, Connecticut, Delaware, Maine, Maryland, Minnesota, Nevada, New Jersey, Rhode Island and Virginia. If you live in one of those, check which booklet applies to your model year.

Some items get shorter cover as adjustments or maintenance: wheel alignment and balancing for the first 12 months or 12,000 miles, key fob batteries for 12 months, refrigerant recharge for 12 months at any mileage, and wiper blade inserts for only the first six months. Worn brake pads, shoes, drums and rotors are listed as normal maintenance and aren’t covered at all. Complimentary roadside assistance runs 36 months or 36,000 miles, and towing to the nearest Nissan dealer 60 months or 60,000 miles. The booklet says roadside assistance isn’t a warranty and passes to a later owner for the time remaining.

Replacement parts: batteries, brakes and lifetime shocks

The booklet also warrants parts bought after the car. Genuine Nissan replacement parts and accessories are covered for 12 months or 12,000 miles from installation. Nissan-branded brake products installed by a dealer are covered for 36 months or 36,000 miles, parts and labor, though normal wear isn’t. And replacement mufflers, shock absorbers and strut assemblies that you pay for and a dealer installs are covered, wear and tear included, for as long as you own the car. Few terms in any booklet we have read cover wear for that long.

A replacement 12-volt battery is covered for 84 months, on a sliding scale. If a dealer installed it, it is replaced free, labor included, for the first 24 months. After that you pay a share of the price and all the labor: 25% from month 25 to 32, 50% from month 33 to 50, and 75% from month 51 to 84. The booklet’s chart is headed “Customer Pay Percentage” but its column is labeled “Nissan Part Coverage % (pro-rata)”. Its own worked example, a failure after 40 months where you pay 50%, and its free first 24 months both read the column as the share you pay, so we read it that way.

The factory warranty’s rules: data, towing, car washes and titles

The warranty passes to later owners automatically when the car is sold. It is void, though, if ownership changes in the first six months after delivery and the car is registered outside the United States.

Two conditions in the 2026 booklet stand out. First, you must keep copies of all maintenance records and receipts for Nissan’s review, and you must consent to give Nissan access to data stored on vehicle systems; the booklet says failure to do so “is likely to result in the denial of warranty coverage.” Second, its list of exclusions is unusually specific. It names misuse, “such as using the vehicle to tow”; damage from any automated or manual car wash or a pressure washer; theft, vandalism, fire and flooding, including water ingested by the engine; racing; glass breakage unless caused by a defect; and repairs by anyone other than an authorized Nissan dealer.

Software and firmware aren’t covered, because the booklet says they are licensed rather than sold. But during the new vehicle warranty, covered parts damaged by an over-the-air update Nissan delivered are repaired at no cost. Alterations, non-Nissan-approved accessories and improper installation are excluded. So is any vehicle with an altered or unreadable odometer.

The warranty is void for any vehicle that has ever had a salvage or similar title, including junk, scrap, rebuilt or flood titles, or has been declared a total loss by an insurer. On a used Nissan, check the title history before relying on any remaining warranty.

Disputes: BBB AUTO LINE, and arbitration in California

Outside California, Nissan uses BBB AUTO LINE, which offers mediation and then arbitration. Where it is available you must use it before seeking remedies under Title I of the Magnuson-Moss Warranty Act. The BBB will in most cases send a final decision within 40 days, plus 7 if you didn’t first contact the right person at the dealer or Nissan. A decision you don’t accept doesn’t bind you or Nissan.

For cars bought or leased in California, the booklet includes an arbitration agreement. Disputes go to a single arbitrator on an individual basis, run by New Era ADR or the American Arbitration Association, with no class or representative claims; small claims court remains open. You must send a written notice first, and a formal claim can be filed if the dispute isn’t resolved within 60 days. Nissan pays all arbitration fees beyond an initial filing fee of up to $250.

What the complaint file of Nissan’s lender shows

No public database records how Security+Plus claims are decided. The lending side is public. On 11 September 2026 we pulled every vehicle loan or lease complaint the CFPB holds against Nissan Motor Acceptance Company LLC: 2,073, received between 24 April 2017 and 26 August 2026, 1,316 about loans and 757 about leases. Of the 1,144 companies in the product, it has the 15th-largest count. The file is 38.2% of the 5,422 complaints against the company across all products. A complaint is an allegation, not a finding, and the response field is the company’s own label.

The response pattern is unusual. Nissan’s lender answered 2,045 on time and 28 late. It closed 2,044 with an explanation, 4 with non-monetary relief and 3 with monetary relief; 22 were in progress. That is 7 closed with relief out of 2,073, 0.3%, against 9.4% across all 102,556 complaints in the product. Billing problems, the largest sub-issue with 332 complaints, closed with relief once.

The 117 add-on complaints are 5.6% of the file, close to the 5.5% share across the whole product, and split 95 loans to 22 leases. None closed with relief: 116 with an explanation and 1 in progress. Across the product, 7.9% of the 5,611 add-on complaints close with relief. We can’t tell from the file why the rate is so low. It records the company’s label, not the merits.

Complaints overall nearly doubled in 2025, to 414 from 231, while the add-on share stayed between 4.7% and 7.5% from 2022 on. The early years had the highest shares: 11.6% in 2017 and 10.2% in 2018.

Of the 1,165 complaints with a written narrative, 92 (7.9%) mention a protection product by keyword. 72 use the word warranty or warranties, 29 mention an extended service, warranty, plan, coverage or protection, 26 write GAP in capitals, 13 say service contract, 2 name Security+Plus and 2 say maintenance plan; none uses VSC. One narrative can match several terms, and it is a keyword floor, not a census. Across all 1,165 narratives, 60 mention cancelling something and 89 mention a refund.

Only 32 of the 92 sit under the main add-on sub-issue and 3 under the other add-on label. The rest are spread across fraudulent loans (6), billing (6), end-of-lease charges (5), high-pressure sales tactics (5), fees (5) and more. Searching by sub-issue alone misses most of them. Get cancellation terms in writing: see cancelling a plan and how cancellations go wrong.

Security+Plus, a third-party contract, or neither

Whether a service contract is worth buying at all is covered in our guide to whether an extended warranty is worth it. For a Nissan, the component table does most of the work. If what worries you is the engine and transmission, Powertrain Preferred covers most of what Gold does there. If it is electronics, driver assistance or the infotainment screen, only Silver or Gold covers them, and body and interior parts need Gold.

Check three things on the application: the level, the term and whether the AWD, turbo or diesel option is ticked if your car has one. On an EV, remember the battery isn’t in the plan. On a CPO car, remember the Wrap’s clock started when the car was new.

A third-party plan names its own obligor and administrator, and our guide to what a state register will tell you shows how to check them. For an older Nissan past Nissan’s buying limits, the remaining routes are a third-party contract or, from some insurers, mechanical breakdown insurance.

Calls saying your Nissan warranty is about to expire are a separate matter. In 2022 the FTC sued American Vehicle Protection Corp., a Florida seller it alleged had falsely claimed to be, or to be associated with, consumers’ carmakers or dealers, and had promised bumper-to-bumper or full coverage that was much more limited than represented. A stipulated order in March 2023 and a further order that July banned defendants from selling extended auto warranties and from outbound telemarketing. In 2024 the FTC sent more than $449,000 in refunds to consumers. See what regulators have done.

Common questions

How much does the Nissan extended warranty cost?

Nissan doesn’t publish a price. Its warranty page says the cost varies with the vehicle and coverage level, and no Security+Plus brochure prints one. The price is quoted per car and is negotiable. Our guide to extended car warranty cost explains what moves it.

What is the difference between Nissan Gold and Silver Preferred?

Gold Preferred is exclusionary: it covers 2,320+ components, everything except maintenance and a few listed exclusions such as paint and body, interior trim and lamp assemblies. Silver Preferred covers 1,640+ listed components. The biggest gaps are body and interior (291 components on Gold, 106 on Silver), electrical (300 against 244) and air conditioning (131 against 84).

Does Nissan Security+Plus cover the CVT transmission?

All three levels cover the transmission and transfer case: 445 components on Gold, 377 on Silver and 348 on Powertrain Preferred. The factory powertrain warranty already covers the transmission for 60 months or 60,000 miles. Check your contract’s parts list for the specific component.

Can I buy a Nissan extended warranty after purchase?

Yes. Nissan’s warranty page says Security+Plus can be bought after you buy the car, with time and mileage restrictions it doesn’t detail. A new EV plan must be bought within 3 years or 36,000 miles; pre-owned EV plans can be bought any time.

Is Nissan Security+Plus transferable?

Yes. The brochure says it is transferable if you sell before coverage expires, and that a nominal transfer fee may apply. It doesn’t print the fee.

Does the Nissan warranty transfer to a second owner?

Yes, automatically, without any action by the owner. The exception is a car sold in its first six months and registered outside the United States, which voids the warranty.